This is our financial rock bottom. Drastic times call for drastic measures and we're serious about digging ourselves out of debt.

After a run of bad luck, we're basically broke. Let us show you how to go from debt to retired ASAP. There are no excuses now!

We found a way to pay down credit card debt faster using balance transfer offers. In the end, it helped raise our credit score into the mid-700's within a couple of years.

If you think we retired early and travel the world because our lives have been all roses...think again! Money woes in the past had left us feeling worthless and lost.